Finance at Autosales

Vehicle Finance at Autosales

We offer a range of flexible vehicle finance options to help make your next car more affordable and manageable. Below, you’ll find an overview of the finance products available at Autosales. If you’d like tailored advice or have any questions, our friendly sales team is always happy to help.

Hire Purchase (HP)

With Hire Purchase, you pay an initial deposit followed by fixed monthly payments until the full value of the vehicle is paid off. The finance agreement is secured against the car, meaning ownership transfers to you once the final payment has been made. This option is ideal if you want a straightforward route to full ownership.

Personal Contract Purchase (PCP)

This is the most popular way to finance a car and is essentially a long-term loan agreement. Monthly repayments tend to be lower and at the end of the term, you have a few options:

• Return the car
• Pay the ‘balloon’ payment and go on to own the vehicle
• Put the resale value of the car towards getting another car (this is ideal if you like to change your car every few years)

Personal Contract Hire (PCH)

A hassle-free approach to vehicle finance. This type of finance is a long-term lease of up to 4 years where you simply return the car at the end. It means there is no obligation at the end of the contract – you walk away and start again.